"The Recession Survival Kit", was the title of a free seminar presented by attorneys of O'Reilly Rancilio, P.C., to members of the Sterling Heights Area Chamber of Commerce. This April 30, 2009 seminar was coordinated by Clark A. Andrews and included Marc Kaszubski, David MacDonald and Kurt Steinke.
Seminar topics included:
Avoiding a Disconnect with Your Banker
Managing the Loan Officer Relationship
Understanding Your Loan Covenants and Financial Reporting Requirements
Opportunities for Refinancing
Bank Remedies for Default
Rightsizing in a Downsizing Economy
Downsizing Pitfalls
Reducing Liability
Reduction in Workforce
Voluntary v Termination
Older Workers Act
Leasing in Challenging Times
Renegotiating Lease on Behalf of Tenant
Representing Landlord in Today's Market
Outside Factors to Consider
Understanding Your Tax Assessment
Assessment
Assessment Notice: Taxable Value (TV), State Equalized Value (SEV), True Cash Value/Market Value (TCV)
Improving Your Bottom Line
Evaluate Your Business Plan
Improving Your Bottom Line
How to Handle Delinquent Accounts
Things to Know if You Receive a Bankruptcy Notice
Different Types of Bankruptcy Procedures: Chapter 7, Chapter 13 and Chapter 11
The Automatic Stay
Types of Creditors: Secured, Unsecured, Lease
Proofs of Claim









